Financial Plan

It Pays to Plan Ahead

This is a Private Sale we do not give advise 

There are no estate agent fees. Moving home is a big life event - so planning your finances ahead of time is key.

Stamp Duty

When buying a property, you may need to pay Stamp Duty - Land Tax (SDLT) This is dependent on property price, type, location, and the type of buyer you are.

Legal fees

You will need a conveyancer who will deal with property transactions — and a good one is worth their weight in gold.

Deposit

For most of us, the deposit is the big hurdle to get on the property ladder. You’re normally looking at around 10% or more of the purchase price, you will need this to apply for your Mortgage.

Mortgage

A Mortgage is an ongoing cost after you buy your home – and nothing to be trifled with. Visit your Bank or Building Society to find the best deal for you.